Adventure Holiday Travel Insurance - Are You Really Indiana Jones?

Wherever your lust for travel and adventure maynot going to dissolve when you come face to
lead, it is smart to book with an established tourface with them! Do you dream of a mountain bike
company. Going it alone can be an excitingtour through U.S. National Parks, or scuba diving
fantasy, but in practice may not be so easy tothe Great Barrier Reef? Wildlife and bird-watching
pull off and you can't learn everything from atours are very popular, whether you choose an
book. Tour companies hire experienced guides tooverland safari, trek through the mountains, or
make the experience easier and more enjoyable -bird-watching tour in Panama.
and bonuses like keeping you away from prettyChoosing the best time of year to travel will
but potentially unfriendly plants and bugs!obviously depend on which hemisphere you are
Much as you might fancy yourself as Indianaheading for, and what you hope to see and
Jones, donning the same outfit will not turn youexperience. Another vital part of planning an
into a super hero overnight. The average traveller,adventure sports holiday is taking out adequate
spending most of the year desk-bound, is unlikelytravel insurance to cover all the activities you
to have the stamina or savvy to survive anintend to participate in. Insurance policies vary and
adventure holiday unscathed without the benefitthe activities you have planned may only be
of an experienced guide. Potential hazards couldcovered on an incidental or casual basis (i.e. not
include nasty stomach bugs, stings and bites,the main purpose of the holiday, such as a safari
altitude sickness, heatstroke, or worse. Be honest,or sailing holiday). Check the policy wording
how well would you cope on the other side of thecarefully, and make sure the levels of cover are
world, away from your mobile phone, PC, email,suitable - especially the medical cover. If in doubt,
and all the gadgets you rely on in your comfortcall and ask. Tropical destinations may mean
zone? An adventure sports holiday exists for justexposure to extreme heat and humidity.
about any place on earth and any activity.Horse trekking could leave you feeling as sore and
Trekking holidays come in various levels ofbandy as John Wayne. An inshore sailing trip of
difficulty, so choose the one that suits your ability.the Mediterranean coast may look idyllic - as you
Be brutally honest with yourself about your levelpicture yourself lounging glamorously on the
of fitness and schedule a health check with yourforedeck in your bikini - but what if you get
GP before booking. How well you do will dependsea-sick and end up with serious dehydration?
largely on the terrain and grades, as well as theChances are that nothing negative will ruin your
altitude, temperature and weather. For instance,trip, but if the worst should happen you will be
would you want to carry your own backpack upglad to have the peace of mind of travel
a steep grade? Would you prefer an easier tour,insurance - and a 24-hour emergency number to
with some tea and sympathy - and a Sherpa?call for help. If your trip might include winter
Perhaps trekking in a tropical rainforest, Hawaiiansports like skiing, boarding, dog-sledding or
volcano, or the Iguaçu Falls of Latinsnowshoeing, always check whether winter sports
America is your dream? Maybe scuba diving incover is included in your travel insurance policy. It
Belize, horse riding in Costa Rica, or glacierdoesn't cost much to add, and the benefits are
trekking in Patagonia is more your style. Are youwell worth it - considering a broken leg while skiing
terrified of spiders and snakes? Your fears arein Colorado could set you back £20,000+.