| Jet Ski Insurance is different in some ways to | | | | insurance with regard to its theft cover. PWC are |
| other types of boat insurance. As with all | | | | fairly easily stolen if they are left unsecured. So |
| insurance you should be aware of what is being | | | | most policies will require that your Jet Ski is |
| quoted to you in the form of cover. Personal | | | | always under lock and key when not in use. Your |
| Watercraft (PWC) or Jet Skis are very popular | | | | insurance quote would normally be a lot less if you |
| and are often seen around the coast not only at | | | | state your Jet Ski is stored in a locked garage, |
| weekends but also on summer evenings. With the | | | | for instance. Anywhere that is well away from |
| increase of these craft being used there is also an | | | | the possibility of thieves is the best place to keep |
| increase in the number of accidents. Collisions | | | | your PWC. Be clear as to what your policy |
| between jet skis and other boats happens on a | | | | covers, before you agree the cover. |
| regular basis. Many PWC users are new to boating | | | | Another difference with this type of cover is the |
| and because these craft are fast over the water | | | | need to list all the possible users of the Jet Ski. All |
| there is little time to avoid obstacles in their way. | | | | will needto be at least 16 years of age and some |
| This is why it is important to insure your jet ski. | | | | policies may ask for a minimum level of |
| There are basically two forms of insurance cover, | | | | experience or certificate of proficiency. |
| Comprehensive which provides against accidental | | | | If you have an accident or your PWC is stolen or |
| damage, vandalism, fire and theft. As well as third | | | | damaged it is necessary for the police to be |
| party liability. The other is Third Party Liability | | | | informed of the incident. If a repair is required, at |
| which covers you if cause injury to other people | | | | least one estimate is usually needed. Sometimes a |
| or damage their property, for example their boat. | | | | Loss Adjuster or Surveyor will visit to assess the |
| Many places will not allow you to launch your Jet | | | | damage. So keep everything as it was at the |
| Ski, if you do not have at least 2,000,000 pounds | | | | time of the incident and do not be tempted to fix |
| Third Party Liability Insurance. | | | | it yourself before the claim is settled. |
| Jet Ski insurance differs from other boat | | | | |